Hemmnisse für das Elektronische Geld (E-Geld)
Article Title
Hemmnisse für das Elektronische Geld (E-Geld)
Author
Univ.-Prof. Dr. Gerhard Merk
Universität Siegen, Fakultät III – Wirtschaftswissenschaften, Wirtschaftsinformatik und Wirtschaftsrecht
Journal Details
- Publisher: Jung-Stilling-Gesellschaft e.V.
- DOI: https://doi.org/10.61030/XWZO8343
Abstract
This document analyzes the key barriers to the introduction and spread of electronic money (e-money). It begins by defining e-money according to the European Central Bank and distinguishes between card-based money and network money. The paper then examines specific risks that hinder the acceptance of e-money: publicity risks (lack of anonymity), reputational risks (failures and fraud), legal risks (uncertain regulatory conditions), liquidity risks (advance payments), and system risks (especially with non-banking institutions outside the EU). The document emphasizes the need for clear legal frameworks and effective risk management to promote the adoption of e-money.
Keywords
Electronic money, e-money, card-based money, network money, payment systems, financial innovation, risk management
How to Cite This Article
Merk, G. (2008). Hemmnisse für das Elektronische Geld (E-Geld). Jung-Stilling-Gesellschaft e.V. https://doi.org/10.61030/XWZO8343
Full Article (PDF)
Metadata and Info
- DOI: https://doi.org/10.61030/XWZO8343
- Published: 2008
- License: All rights reserved